Canada’s student loan crisis is now affecting millions of Americans.

That means a lot of Americans are finding themselves struggling with their own debt.

Here are a few simple steps you can take to help pay off your student loan debt, and avoid a lot more debt.1.

Understand the student loan repayment cycle.

The debt-collection agency can be as complex as your credit score.

To get the most out of your debt-repayment plan, read these tips.2.

Keep your budget in check.

When you pay off student loans and apply for credit cards, you can keep your balance within a certain amount of time.

For example, if you owe $50,000 and are applying for credit, you would pay off $5,000 in 10 years.

If you owe a total of $1,000,000 or more, you could pay off the balance in 30 years.

If you need help with your student debt, call Student Debt Help.3.

Ask questions.

You should always ask your lender about your debt before making a payment.

Some lenders may have information about your loans that may be helpful to you.4.

Find a loan manager.

You may have a loan that’s more suited to your needs, and you can contact the lender directly to get more information.5.

Pay your bills.

Your credit score is important to your ability to qualify for debt relief.

Learn more about how to manage your credit.6.

Find an employer.

Employers may offer a loan repayment plan to help you pay your debt.

This may include lowering your monthly payment, but it can also be a better option for those who don’t have a job.